If any group deserves the $8,000 tax credit, I think people moving from a POS trailer, not on a foundation, on a rented lot, SHOULD!!!
This group has been left in the dust I think, and they have some of the hardest time making the move up. They think their trailer is worth more than it is, old trailers are nearly impossible to finance if they can find a buyer, and they want to live in a home with a real foundation and a yard.
I think this particular buyer has a definite place in the first time home buyer market-place. Some of the folks I'm dealing with qualify for a decent home, they have the down-payment and they have a buyer for their trailer, but they do not benefit from the tax credit.
Is a renter a better first time home buyer than someone who has owned a trailer? I can't value a trailer (mobile) as Real Estate.
The Quilting Realtor
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